Online Payday Loan Application Form - Apply Now!

Get Started with Loans in a Day

Looking for the best payday loans near you? Loans in a Day is here to help you. We provide $100 to $1,000 or more (for installment loans) depending on state regulations.

We provide an entirely online payday loan process, and if authorized, you can obtain the cash within 1 business day in almost all cases. We also provide bad credit and no hard credit check choices. With SSL secured connection, we provide an easy and confidential process, and there are no hidden charges or fees to use our service.

To begin, just fill out our short and secure online payday loan application form in just a few minutes!.

Personal Information

Income & Employment Information

We never contact your employer

Banking Information



Yes, with our SSL secured connection and advanced security software, it’s safe to request a cash advance at Loans in a Day.

No, we are a referral service to more than 100 direct lenders.

Yes, you need a checking account to request a loan.

You will receive your money within 1 business day, in almost all cases. Be aware that your bank may delay processing as part of its procedures, and this may make your loan accessible after more than 24 hours.

Payday loans often charge a flat fee for every $100 you borrow. Depending on your state law and the maximum amount your state allows you to borrow, this fee might range from $10 to $30 for every $100 borrowed. A cost of $15-20 per $100 is typical.

Payday loans are repaid on your next pay date in most cases. This varies by state so ask your lender what repayment options are available to you.

However, if you borrow a higher sum, such as $1,000+ you may choose to extend payback over 12 months or more depending on state law where you reside.

The lender will automatically deduct repayments from your bank account when they are due per your loan agreement.

It is preferable to make loan payments on time, but if you cannot do so, being slightly late is preferable to being extremely late. Make every effort to send your payment to the lender within 30 days of the due date.

No matter what, contact your lender as soon as you think you may be late. Most lenders will work with you to establish a new payment date.

Your payday loan request may be rejected because:

  • You don’t have enough current income
  • You don’t have a bank account
  • There are overdrafts on your bank account
  • You get paid in cash
  • You’ve filed for bankruptcy recently
  • You aren’t a US citizen or permanent resident
  • You aren’t old enough
  • You already have an unpaid payday loan