Loans in a Day - Privacy Policy

About this Policy

By accessing and using our website, you agree to the practices described in this Privacy Policy as well as our Terms and Conditions. Please read this Privacy Policy carefully before submitting any personal information to our website. This Privacy Statement is intended to help you understand how we collect, use, and disclose personal information obtained through your use of our website.

About Us

LoansinaDay is a payday loans online referral company with a wide network of lenders who can provide you with financial assistance if you need emergency cash. We also offer flexible repayment terms for short-term loan borrowings of $100 to $1000*.

You can read about online loan processes and other related topics on our website. You can also request a loan on our website. We are not a lender, but rather a referral service to many lenders who make personal loans.

When you visit our website, some information is automatically collected using cookies and other similar technologies, but we ask for your permission when necessary.

What You Should Know Before Using the Loans in a Day Website

Before using and sharing information via our website, you should be aware of the various options and their implications.

You do not need to enter personal information such as your name or email address to search for information or read the content. Still, if you want to use the full features of our website, you may be asked to submit personal information with us, such as a loan request.

You must read and agree to our Terms and Conditions.

Understand your options before submitting any information and decide what information you want to be shared.

Your information will be stored in the United States if you are in the European Economic Area, the United Kingdom, or Switzerland. We do not currently accept or market information in these areas on purpose.

If you have any questions or issues, you can always contact us at info@loansinaday.com

Sources and Types of Personal Data We Collect from You

We receive and store any information you enter on our website or provide to us in any other way, including information that can be used to identify you ("personally identifiable information"). We may also request loan application information. We also automatically collect certain information when you use or visit our website.

You may choose not to provide us with information, but some information about yourself is required for you to enjoy the benefits of requesting a loan through our website.

Information we collect from:

  • Visitors to our site
    When you visit our website, some information is automatically collected using cookies and similar technologies, but we provide you with various options, including the ability to opt-out. It should be noted that not all of these cookies collect personally identifiable information and that some of them are required to use various functions of our website.
  • Prospective Website Users
    Certain information may be required to use some features of our website. Personal work and other information, for example, are required if you want to request a loan.
  • Additional Sources
    We may also regularly obtain personal and non-personal information about you from affiliated entities, business partners, and other independent third-party sources and combine it with other information. For example, if you visit our website and apply for a loan, information about you from database sources, such as credit information, may be shared with any prospective lender.

How We Use Your Information

At Loans in a Day, we use the information we collect about you to process loan requests, communicate with lenders, and connect you with these lenders if you have completed a loan request. We also use your data for analytics, marketing and advertising, and legal purposes. We are not a lender but a referral service.

We use your information when you permit us to do so and when it is required to enforce this Privacy Policy and our Terms and Conditions, which includes:

  • For loan requests and account management, including facilitating your access to and use of our website
  • Resolving disputes or troubleshooting issues
  • Preventing prohibited or illegal activities
  • Enforcing our terms and conditions and privacy policy
  • Sharing your information with prospective lenders when you have completed the request for your future loan. We are not a lender but rather a referral service, and we do not know the status of a request or loan at any time.

When it is required to protect our legitimate interests:

  • to collect information from you, such as through surveys,
  • to share aggregated information with our affiliate product or service providers and other affiliates,
  • to measure interest in and improve our offerings and website,
  • to notify you about special offers available from our affiliate partners that may be of interest to you or us,
  • to otherwise customize your experience with Loans in a Day.

When it is necessary to follow the letter of the law:

  • in response to subpoenas, court orders, or other legal processes; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law (In such cases, we reserve the right to raise or waive any legal objection or right available to us).
  • when we believe it is necessary to investigate, prevent, or act in connection with illegal or suspected illegal activities; or to protect and defend the rights, property, or safety of Loans in a Day, our website visitors or registered users, our licensees, or others.
  • in the course of a business transaction, such as a divestiture, investment, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.

How We Share Your Information

Loans in a Day may disclose some of your information to providers of products and services listed on our website, affiliate partners, and third-party vendors who perform services or functions on our behalf. By providing your information you agree to allow us to use that information for the purposes mentioned heretofore.

This is how we share your information with the organizations listed below:

  • To expedite the request process, we share your request information with prospective lenders connected to our website via a technology platform.
  • Your information is also available to our third-party affiliates who perform services/functions on our behalf, such as identity theft protection, credit repair, potential promotion programs, fraud prevention, and other services we deem appropriate. These third-party affiliates collect and use your information for specific marketing purposes only, and they are not permitted to share or use it for any other purpose.
  • When you visit our website and complete or begin the loan request process by entering any data about yourself, we may share that information with our affiliate partners.

Your European Privacy Rights

If you live or otherwise find yourself on European territory, we are committed to making it easier for you to exercise your rights under European Data Protection law. Otherwise, you are welcome to contact us at any time to discuss your privacy concerns.

Privacy rights under the European Data Protection law include:

  • Transparency and the right to information -
    We have explained how we use and share your information in this policy. However, if you have any questions or concerns, please do not hesitate to contact us.
  • Right of access, objection, processing limitation, erasure, and portability -
    You also have the right to withdraw your consent at any time when we process your data with your consent.
  • Right to refuse direct marketing -
    You can opt-out of receiving marketing materials from us at any time by following the opt-out instructions in our emails or by contacting us.

    Please be aware that we reserve the right to send you additional communications, such as service announcements and administrative messages related to your Loans in a Day request, without providing you with the opportunity to opt-out of receiving them.

  • Right to file a complaint with a supervisory authority -
    If you believe that the processing of your personal data violates your privacy rights under European Data Protection law, you have the right to file a complaint with a supervisory authority in the member state of your habitual residence, place of employment, or the alleged infringement.

We currently do not accept or process loan requests from the European Union or any other country other than the United States. We do not market outside of the United States.

Retention Periods and Deletion

Loans in a Day retains your personal information only to the extent necessary to provide you with a reasonable loan request, improve security and fraud prevention, and audit purposes. To improve protection against unauthorized website attacks and intrusions, we delete sensitive personal information regularly.

How We Protect Your Information

We want you to feel comfortable using our website, and we are committed to safeguarding the information we collect. While no Website can guarantee total security, we have put appropriate administrative, technical, encryption, and server security procedures in place to help protect the personal information you provide us.

Only authorized employees, for example, are permitted to access personal information that you submit on the Website, and they may do so only for limited business functions. Our security and privacy policies are reviewed and improved regularly, and only authorized personnel have access to the personal information you have submitted on the website.

When transmitting your personal information between your system and ours, we use encryption systems, firewalls, and intrusion detection systems to help prevent unauthorized persons from accessing your request information. On a regular basis, we purge sensitive data.

You should keep in mind that sending information over the Internet is never completely secure. We cannot guarantee the security of any information you submit through our website while it is in transit over the internet, and you do so at your own risk.

Children’s Privacy

This Website is intended for a general audience and does not provide services to people under the age of 18. No one under the age of 18 may submit or access information on this website. We do not knowingly collect personally identifiable information from persons under the age of 18.

If you are under 18, do not use or provide any information on this website or its features. Do not register on this website, do not use any of the interactive or comment features of this website, and do not provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use.

If we learn that a person under the age of 18 has sent us personal information, we will delete or destroy it as soon as reasonably possible. Please contact us if you believe we have such information.

Information about International Transfers

Please be aware that your information will be transferred to and stored in the United States if you visit our website from outside the United States, where our servers and central database are located. The laws governing data protection and other issues in the United States and other countries may be less comprehensive than those in your country. Still, please be assured that Loans in a Day takes steps to protect your privacy according to the laws and regulations in the United States.

By using our website, you agree that your information will be transferred to our facilities and the third parties with whom we share it, as described in this Privacy Policy. We do not process loan requests or information submitted from countries other than the United States.

Changes to this Privacy Policy

Loans in a Day reserves the right to update this Privacy Policy at any time.

How You Can Contact Us

If you have any questions about this Privacy Policy or would like to contact our Data Protection Officer, please send an email to info@loansinaday.com.

Please provide your identification and contact information, including the email address you used to request this website and a detailed explanation of your concern.