Emergency Payday Loans

Emergency payday loans

Emergency Payday Loans

Emergency payday loans are short-term cash advances that you can borrow to cover unexpected expenses or emergency situations like medical bills or auto repairs.

When Should You Use Emergency Same-Day Loans?

An unforeseen situation calls for immediate cash. At Loans in a Day, our customers use cash loans for:

Renovations & repair for a home

You may have to replace or fix your washer or refrigerator, a leaky roof, or a destroyed boiler. To do this, you need immediate cash, which may go beyond your budget.

Medical expenses

Unexpected illnesses or hospital trips that are not covered by your insurance may require some quick cash to see you through.

Rent payment

If an unexpected situation or crisis stops you from making your next rent payment, an emergency same-day payday loan can assist you

Auto repairs or maintenance

Your car or truck breaks down, and you need repairs and cannot afford to lose days of work. A quick cash can get you back on the road.

Travel expenses

An unexpected trip that may require your presence can be a quick hit to your finances. A small loan can help cover that emergency trip.

How Do Emergency Payday Loans

How Do Emergency Payday Loans Work?

You need to follow these easy steps to apply for a payday loan:

  • Fill in the short loan request form
  • Get an approval decision in seconds
  • Receive your money in 1 business day

Benefits of Emergency Cash Advance Loans

If you don't have enough money in your savings to cover an emergency cost, a payday loan can be a lifesaver. Here are some advantages of emergency same-day loans:

Easy to Apply

Applying for an emergency payday loan is a simple and quick procedure. Do it all online from your cell, PC, or tablet wherever you have a connection 24/7 and 365 days a year.


These loans can be used for any expense, such as an auto repair or rent payment.

Fast Approval Process

If you apply for an emergency cash loan, you may immediately receive a decision. Most loan requestees get an answer in 90 seconds or less. If approved, you are connected directly to your lender. You should plan on 10-15 minutes to review the terms of the loan offer, get your questions answered, and sign documents.


We are available online and have more than 100 direct lenders to serve you. This increases your odds for approval of your loan request. We are not a lender but a referral service.

What Are the Requirements to Apply for a Payday Loan?

The basic requirements if you are applying for a loan:

  • Must be 18 years of age or older,
  • Must have current income, preferably $1,200 or more per month,
  • Must have a current phone number and email address,
  • Must have a current checking account,
  • Must be a citizen or a legal resident.

How to Apply for Emergency Same Day Payday Loans?

Here is how you can apply for an emergency cash loan immediately:

  • You have completed step 1: you are online at our website.
  • Complete the online loan request form and hit submit.
  • Stay online to learn if your request has been accepted.
  • If approved, stay online to review your loan offer with the lender.
Why Do You Choose LoansinaDay
                            for Emergency Cash Advance

Why Do You Choose LoansinaDay for Emergency Cash Advance?

Here are a few of the many advantages of choosing LoansinaDay for an emergency loan:

  • Minimal paperwork that saves your valuable time
  • Online applications are easier and faster, and more secure
  • Can get you out of a tight financial bind quickly
  • Could save you from going bankrupt

Emergency Loan FAQs

The procedure for getting an emergency loan usually has a quick turnaround time, with the transfer being done within one business day after approval. But there may be delays due to you, the lender, or your bank processing.

Yes, an unemployed person can get an emergency same-day loan based on conditions. Maybe you are just starting a new job and can verify your earnings to be. Or you may provide proof of other income, such as self-employed income, retirement funds, government assistance, pensions, annuities, etc.

Generally, your repayment is on your next paycheck. Ask your lender if you need more time to repay and never agree to a repayment date you cannot meet.

Check the loan agreement's terms and conditions regarding missed payments. It is strongly advised that you contact your lender as soon as possible before you default on a payment. Most lenders will work with you to alter your repayment within state laws.

Yes! You can pay off your loan early. Contact your lender and reference your loan agreements early payoffs.