Need Short-Term Emergency Loans? Get Cash Immediately, No Hard Credit Checks, Short Term Loans

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At LoansinaDay, we know that life has unexpected twists and turns – let us help you! Short-term loans could offer a quick cash fix as a temporary financial solution. For your convenience, we help you with online short-term loans – including payday loans, cash advances, and installment loans. Apply for a short-term loan from LoansinaDay, and if approved, get funds in just 1 business day.

LoansinaDay short-term loans online may be a great option when facing a financial emergency or having unexpected expenses. The online loan process takes just a few minutes to complete, and you’ll receive a loan decision in 90 seconds or less.

What Types of Short-term Loans Are Available?

At LoansinaDay, we offer payday loans online from our direct lenders. These options provide money for unexpected expenses when you need it most. Loan proceeds can be deposited to your bank account the next business day. These loans offer a quick request form that typically takes 3-5 minutes to complete. This is great when you need to know if you’re approved quickly.

Payday Loans

Payday loans, also referred to as cash advances, give you access to quick cash for urgent financial needs. Repayment of the full balance is usually due on your following payday, making this a short-term loan. This may be an ideal option when you need immediate access to a small amount of money and can repay your loan in just a couple of weeks to a month. LoansinaDay’s direct lenders offer quick payday advances online for residents of these states (and many more):

  • California: $100 - $255
  • Idaho: $100 - $1,000
  • Kansas: $100 - $500
  • Louisiana: $100 - $300
  • Minnesota: $100 - $500
  • Texas: $100 - $1,000

If you are still building your credit or have recently experienced a dip in your traditional credit score, getting loans can take a lot of work. Even if your credit score is a work in progress, you may still qualify for a payday online loan.

How Can I Request a Short-term Loan?

We know you don’t have much time to waste, so we’ve made it incredibly easy to request a short-term loan online. If you can access a computer or mobile phone, you can quickly complete our loan form and receive a decision in 90 seconds or less. To complete the form, you’ll need easy accessibility to this info:

  • Your Social Security Number or Individual Taxpayer Identification Number
  • Bank account information
  • Email address and phone number
  • Proof of a steady source of income, such as employment, disability, retirement, self-employment, or another income source
  • And be at least 18 years of age and non-active military.

In seconds, you’ll know if you qualify for a short-term loan. If you do, you will likely receive your funds directly into your bank account in one business day. Once you receive your short-term loan, you have 72 hours to return the full amount without incurring fees or interest.

Can I Get a Short-term Loan with Bad Credit?

One hundred percent!

Short-term loans for bad credit are not secured on property and usually involve No Hard credit checking (so bad credit is not a problem!). Having bad credit doesn’t mean you’re not a good person. But your credit history is your track record of how well you use and repay credit.

However, you’ll need to meet these basic requirements:

  • Be in your current job for at least 90 days, preferably longer,
  • Have take-home pay of at least $1,200 per month,
  • Be 18 years of age or older and a citizen or permanent resident of the United States,
  • Have a current home (can be your cell number) and work phone number and a valid email address,
  • Have an active bank account.
Where Can I Get a Quick Short-Term Loan?

Where Can I Get a Quick Short-Term Loan?

Quick short-term loan options are available online. Getting a short-term loan near me is a straightforward process. All you do is fill in a request form that takes 3-5 minutes and wait for the lenders to respond. You get an answer in 90 seconds or less. If approved, the process takes at most 20 minutes, and you can get the cash in your account in one business day. Most of the 20 minutes are spent with your direct lender discussing terms and conditions and answering all your questions.

How to Get a Short-Term Loan from LoansinaDay?

How to Get a Short-Term Loan from LoansinaDay?

At LoansinaDay, the entire payday loan request and approval process is online and takes only a few clicks: you fill out a short request form, and your loan request is referred to over 100+ lenders; if approved, an interested lender is connected directly to you on the phone; both parties review and agree on the loan fees and payback terms; and, the money is transferred to your bank account the next business day. Even better, you can complete the entire process using your smartphone, tablet, or computer. Securely, quickly, and easily!

FAQs - Short-term Loans

Online payday loans are short-term, small principal loans you can apply for using your mobile device or computer. They’re often used to take care of surprise expenses and are repaid upon a borrower’s next payday. LoansinaDay direct lenders offer alternatives to payday loans in the form of installment loans. For more information about what is available in your state, visit your state website.

The "best" online payday loans are best for the person. But what some people may not realize is the best loan for them may not be a payday loan — or even (technically) a “loan” at all!

Depending on your funding need, LoansinaDay lines of credit and installment loans can act as excellent payday loan alternatives to cover the same expenses as payday loans while allowing more flexibility and a longer repayment time. So, when searching for the "best online payday loans,” you should consider the funding type and repayment structure that works best for you.

LoansinaDay currently has direct lenders operating in most states where payday loans are valid. Alabama, Delaware, Idaho, Kansas, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas, Utah and Wisconsin, California, etc.

To be eligible to apply with LoansinaDay, you must:

  • Be 18 years of age or older,
  • Receive a verifiable, steady source of income,
  • Have an active checking account,
  • Be a U.S. citizen or permanent resident,
  • Have a phone number and email address

Depending on where you live, you may not be eligible to apply with LoansinaDay. Check out our Rates & Terms page to learn which products (if any) are available in your state.

Yes. LoansinaDay lenders offer "bad credit payday loans."

A payday loan is a form of personal loan. However, personal loans commonly refer to installment loans. The main differences between payday and installment loans are the repayment periods and loan amounts. Normally, payday loans are issued for smaller dollar amounts than installment loans and are repaid within a few weeks.

At LoansinaDay, we strive to provide the best direct lenders for you. The exact timing of receipt of funds depends on the customer's banking institution. That is why same-day funding is nearly impossible. But getting your loan funds in one business day is standard practice. Ask your lender what they can do for you.

You can apply for payday loans if you receive some benefits or other income. You will still need to show sufficient monthly payments to repay the loan.